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Telephone consultation on car insurance for electric cars: 052 244 86 00
Would you like to buy an electric car or do you already have one? If so, do you now need the right insurance cover? Car insurance from AXA offers you the full load of insurance options specifically for electric cars and plug-in hybrids. And our add-ons also provide the best cover for batteries and charging infrastructure .
The e-mobility charging station add-on protects your home and mobile charging stations, including charging accessories, against unforeseen damage or destruction, particularly as a result of:
Regardless of whether you used your charging station incorrectly, or whether it was damaged by vandalism or stolen: AXA meets the cost of an equivalent replacement or repair and covers the installation costs. The same benefits also apply to mobile charging equipment.
Reliably insure your high-voltage battery against:
In the event of a claim, we meet the cost of repairing the battery. If a repair isn't possible, we meet the cost of a replacement.
Do your neighbors have concerns about you charging your electric car in the communal garage? You can also insure against property damage to other vehicles, for example, caused by a battery fire, even if there's no legal liability.
Battery certificate – for added safety
The battery is the heart of an electric car. As an AXA customer, you have the opportunity to measure the health of your battery simply and affordably using the battery test box developed by AVILOO.
Benefit from our partnership with Swisscharge. As part of our promotion of electromobility, our customers can profit from exclusive offers and discounts.
Electric cars are insured as traditional vehicles. You choose between mandatory liability insurance, partial or comprehensive accidental damage insurance and various add-ons. You also have the option of insuring special elements of your electric car. The battery and home charging station and mobile charging equipment.
Leasing the battery is a special case, in that with certain manufacturers, the car can be purchased but the battery is leased. This has to be taken into account when buying insurance.
The battery is the heart of every electric car. The add-on specifically for high-voltage vehicle batteries gives your electric car optimal protection for the first eight operating years and up to a maximum of 200,000 kilometers driven. Compared to the manufacturer's guarantee, additional risks such as operating errors or total discharge are insured which are excluded in most cases. In the event of a claim, AXA covers the cost of repair if this is possible. Otherwise we pay for the cost of replacing the battery. Disposal costs are also included when there's an insured event.
From an insurance point of view, it is irrelevant if a claim relates to a petrol car, hybrid vehicle or electric car. Depending on the incident and existing insurance – liability insurance, partial or comprehensive accidental damage insurance – damage to your vehicle is processed and compensated.
The breakdown assistance add-on, including onward travel ensures that you stay mobile: your car will be collected from the breakdown site, returned and your personal journey home or onward travel is also included to a specific extent. These services also apply to electric cars with a flat car battery.
Many places now have public charging stations, divided into slow (AC) and quick charging stations (DC). The latter charge batteries quickly. The price at public charging stations can be made up of a storage fee for parking and a charging fee per kWh. These prices vary from station to station.
AXA cares about cost transparency: customers charge their vehicle at all Swisscharge charging stations at a standard transparent price. Register here.
By purchasing car insurance for your EV, you are also doing your bit for the environment. For every new policy purchased, AXA will invest in rewilding 1 square meter of a moor in the Grisons municipality of Maienfeld.
As humans dry out the moors, rare species are losing quality habitat. And this also releases a lot of carbon dioxide into the atmosphere.
In order to restore the moors, trenches are filled with sheet pilings so that the area can become a wetland again.
The groundwater rises to a certain level until the biodiversity of life specific to that moor is restored. Dead plant matter and carbon are stored for a very long time in the peaty ground.
With its Flora Futura initiative, AXA intends to create around two million square meters of space in which biodiversity can flourish by 2025 – that’s one square meter for every customer. Here you can learn more about the products and solutions we have to support your more sustainable lifestyle.
Have you already switched to an electric car, or are you thinking about it? Our facts about charging electric cars provide you with important information for making your decision.
Having an EV charging station at home is a practical solution for all electric car owners. Read our blog to find out what it takes to set up a charging station at your house.
Sustainable mobility is worthwhile – and good for your wallet too. Find out which advantages our cooperation with Swisscharge offers you on top of a standard charging rate.
