You are using an outdated browser. There may be optical and technical problems.
OK, CLOSE
Telephone consultation on car insurance for electric cars: 052 244 86 12
Would you like to buy an electric car or do you already have one? If so, do you now need the right insurance cover? Car insurance from AXA offers you every type of insurance specifically for electric cars and plug-in hybrids. Also, our add-ons ensure that your battery and charging infrastructure are protected as much as possible.
Liability insurance for your electric car is compulsory in Switzerland in order for it to be registered. This applies to injury caused by your vehicle to people, animals and damage to property.
Furthermore, you can extend your cover to include damage to your own property that could arise through a mishap with your vehicle. For instance to the front wall of your house, your garage or garden fence.
If you insure your electric car with AXA, you benefit from comprehensive basic cover under liability and accidental damage insurance. You also benefit from many flexible add-ons – from insuring your home charging station to protecting your battery.
E-mobility charging station supplementary insurance protects your wallbox and mobile charging stations, including charging cable and accessories, against unforeseen damage or destruction, particularly due to:
Regardless of whether you used your charging station incorrectly, or whether it was damaged by vandalism or stolen: AXA meets the cost of an equivalent replacement or repair and covers the installation costs of a new wallbox. The same benefits also apply to mobile charging equipment.
Reliably insure your high-voltage battery against:
In the event of a claim, we meet the cost of repairing the battery. If a repair isn't possible, we meet the cost of a replacement.
Do your neighbors have concerns about you charging your electric car in the communal garage? You can also insure against property damage to other vehicles, for example, caused by a battery fire, even if there's no legal liability.
Battery certificate – for added safety
The battery is the heart of an electric car. As a customer of AXA, you have the option of measuring the state of your battery at an affordable price by simply using the battery testing box developed by AVILOO.
Benefit from our partnership with Swisscharge. We promote electromobility and offer our customers exclusive offers and discounts.
A stressful day's shopping ends with hassle, as you find a dent and paint damage to your electric car. Who caused it? Disappeared without a trace. Luckily you have parking damage insurance and AXA pays to repair the damage.
A heavy storm hits the town. A lightning strike disables your home charging station. As it can't be repaired, you receive a new wallbox.
While driving in the mountains, a deer suddenly jumps out into the road and collides with your electric car. The battery is also damaged in addition to significant damage to the front of the car. You're grateful for the replacement vehicle during the repairs.
Electric cars are insured as traditional vehicles. You choose between mandatory liability insurance, partial or comprehensive accidental damage insurance and various add-ons. You also have the option of insuring special elements of your electric car, such as the battery, home charging station and mobile charging devices.
Leasing the battery is a special case, in that certain manufacturers can sell you the car but lease the battery to you. This is factored in when the insurance is taken out.
The battery is the heart of every electric car. The add-on specifically for high-voltage vehicle batteries gives your electric car optimal protection for the first eight operating years and up to a maximum of 200,000 kilometers driven. Compared to the manufacturer's guarantee, additional risks such as operating errors or total discharge are insured which are excluded in most cases. In the event of a claim, AXA covers the cost of repair if this is possible. Otherwise we pay for the cost of replacing the battery. Disposal costs are also included when there’s an insured event.
From an insurance point of view, it is irrelevant if a claim relates to a gas, hybrid or electric car. Damage to your vehicle is processed and compensated depending on the incident and existing insurance – liability insurance, partial or comprehensive accidental damage insurance.
The breakdown assistance add-on, including onward travel ensures that you stay mobile: your car will be collected from the breakdown site, returned and your personal journey home or onward travel is also included within a certain range. These services also apply to electric cars with a flat battery.
Many places now have public charging stations that offer both slow (AC) and quick charging (DC). The latter charge batteries quickly. The price at public charging stations can be made up of a parking fee while you’re charging and a charging fee per kWh. These prices vary from station to station.
AXA cares about cost transparency: Customers charge their vehicle at all Swisscharge charging stations at the standard transparent price. Register here.
AXA helped to rewild 1 m² of moor in the Graubünden community of Maienfeld for every new car insurance policy taken out for an electric car between January 2023 and February 2025. Thanks to our customers, this type of project has managed to rewild 60,000 m².
As humans dry out the moors, rare species are losing their quality habitat. And this also releases a lot of carbon dioxide into the atmosphere.
In order to restore the moors, trenches are filled with sheet pilings so that the area can become a wetland again.
The groundwater rises until the biodiversity of life specific to that moor is restored. Dead plant matter and carbon are stored for a very long time in the peaty ground.
With its Flora Futura initiative, AXA intends to upgrade around two million square meters of land in which biodiversity can flourish by 2025 – that’s one square meter for every customer. Here you can learn more about the products and solutions with which we support your more sustainable lifestyle.
Have you already switched to an electric car, or are you thinking about it? Our facts about charging electric cars provide you with important information for making your decision.
A home electric car charging station represents a practical solution for all electric car owners. Our blog tells you what you need to know about home charging stations.
Sustainable mobility is worthwhile – and good for your wallet too. Find out which advantages our cooperation with Swisscharge offers you on top of a standard charging rate.
