Safely on your way Partial accidental damage insurance

Partial accidental damage insurance – which is voluntary – covers you for the financial consequences of damage to your car caused by natural events, animals and unknown persons. AXA partial accidental damage insurance pays for the repairs if your car is damaged in a hailstorm or your windshield gets chipped by road debris. 

Call for a consultation: 052 244 86 00

What does partial accidental damage insurance cover?

This insurance protects you against damage to your vehicle caused by natural events, animals and unknown persons:

• Malicious damage (e.g. slashed tires, side-view mirrors torn off)
• Loss or damage as a result of theft including car hacking and misappropriation
• Damage from natural hazards such as hail, fire, floods or lightning strikes
• Damage caused by a collision with an animal (e.g. wild animal)
• Marten damage and damage caused by rodents and possible consequential losses
• Glass breakage on windshield, side and rear windows (headlights and side-view mirrors can also be insured)

The following can be added to a partial accidental damage policy:

• Parking damage insurance: Covers damage, such as dents and scratches, to your parked vehicle caused by unknown persons or vehicles.
• Headlights and side-view mirrors: Protection against damage caused by external influences 
• Damage to the vehicle interior 
• Tires and rims (e.g. flat tires or scratches on the rims)
• Personal belongings in the vehicle: Covers personal belongings in the vehicle that are damaged when the vehicle is damaged or that are stolen from a locked vehicle.
• Motorcycle clothing (including protective clothing such as helmets, boots, etc.) is insured against damage in a motorcycle accident or theft. 
• Loss of and damage to vehicle keys: We cover the costs for replacing keys, including the costs necessary for changing out the locks.