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Whether it's in your favorite café on the corner, on the train to see friends or at home, laptops have become a daily accompaniment and are used everywhere. This means that the devices are also exposed to the risks of day-to-day life: suddenly you accidentally spill your ice-cold cola over the whole keyboard or you end up with a broken display if you drop your laptop.
Replacing the keyboard or having the display repaired often costs several hundred francs. It's even worse if someone steals your laptop. You're just sitting on the train on the way to see friends. The long journey has made you tired, so you inadvertently nod off for a few minutes. When you open your eyes again, you notice immediately that your rucksack, including your Notebook, is gone. You have no other choice than to get a new one.
In this and other cases, it's important to have your laptop insured. Laptop insurance as a "Smartphones, tablets and consumer electronics" add-on module in your household contents insurance protects you against the high cost of repairs, buying a replacement or even theft. Anyone traveling with a laptop in Switzerland but also other parts of the world enjoys worldwide insurance protection with AXA.
Even if you've insured your laptop, you should always keep a close eye on it wherever you go. If you're in a café, restaurant or when traveling on the train, put it somewhere where it's always visible to you, such as on a nearby chair.
When you're at home, you can lock your device with a Kensington lock. The lock is attached to the laptop itself and to your desk. The device can only be removed by entering a combination or with a key.
The "Smartphones, tablets and consumer electronics" add-on module" from AXA offers you comprehensive insurance for your Notebook.
A repair, total loss or theft of your Notebook can quickly mount up to several hundred or even thousand francs. If the claim amount exceeds the sum insured agreed in the insurance policy, you will have to pay the difference yourself. To prevent this scenario occurring, AXA insures you with a minimum sum insured of CHF 1,000. You can increase this by up to CHF 30,000. The deductible is at least CHF 50.
Yes. AXA laptop insurance covers any damage incurred worldwide that you would also be covered for in Switzerland. This applies to vacations and long-term stays abroad, such as foreign study or work & travel. The only requirement is that you have to be permanently resident in Switzerland.