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As an AXA customer with supplemental insurance you profit not only from benefits that supplement your health insurance but also from free services.
Use the switching service to change to the least expensive basic insurance each year, or submit all your invoices from doctors, hospitals or other medical service providers to us via the invoice service – we will take care of everything else, including forwarding them to your basic health insurer.
With our services and partnerships you not only save money but also time and stress.
Invoice service: Send all your healthcare invoices to us. We'll forward them to the relevant health insurer.
Switching service: Each year you can choose the least expensive health insurance for your basic insurance. We will handle the switch for you.
Get help with potential disputes with your basic health insurer in connection with the switching or invoicing service or a recognized service provider in connection with a medical treatment.
Pension saving service: Top up your 3rd pillar with health insurance refunds.
Planned hospital treatment abroad: We contribute to the costs of planned, medically required inpatient treatment abroad.
Very few people take the opportunity to switch their mandatory basic insurance each year, even though they can save money by doing so. This is because it takes time and effort to compare prices, ask for quotations and terminate coverage.
Because we're aware of what a hassle this can be, we will take care of it for you if you are insured under our supplemental health insurance. Every autumn our customers can check which provider offers them the most affordable basic insurance. In addition to health insurance, you can also explore the differences among the various plans and deductibles. If you decide to switch, we'll take care of it for you. This way, you will save on premiums every year – automatically.
Would you like a convenient way to put money aside for the future and save on tax? You can with the pension saving service from AXA. If you have a supplementary health insurance policy with us, any reimbursements you receive can be paid straight into your AXA SmartFlex 3a pension plan.
To make use of the pension saving service you must:
You will find an overview in your customer account on myAXA.
No. The payments made to your SmartFlex 3a pension plan do not need to be rounded (e.g., you could pay in CHF 85.95). However, individual payments must be at least CHF 20.
Each time you are due a reimbursement you can decide how much to transfer to your Pillar 3a plan. You have to confirm how you want the amount allocated on each occasion. If you change your mind, you can cancel the process and correct the amount.
As a general rule, the money paid into a Pillar 3a restricted retirement plan can be paid out at the earliest five years before you reach the statutory OASI reference age (formerly: normal retirement age) of 65 for both men and women. In a similar way to what is possible in occupational benefits insurance, the pension capital paid into Pillar 3a can be withdrawn early. This is possible if you become self-employed, for example, or relocate abroad, or if buy your own home.
It is not possible to pay too much into your SmartFlex pension plan with AXA. This is because we check whether you have reached the maximum amount before every payment into your SmartFlex plan. If the additional payment is too high, we top up your AXA Pillar 3a plan until it reaches the maximum amount. We then either transfer the remainder to your private account or use it for future premiums – whichever you prefer.
Important: We cannot view payments into any Pillar 3 plans you may hold with other providers. If you split your payments between different Pillar 3a products, you yourself will need to ensure you do not exceed the maximum contribution.
Would you like to receive medical treatment abroad? We contribute to the costs of planned, medically necessary hospital stays in acute hospitals, psychiatric clinics and rehabilitation clinics abroad.
