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Were you in the wrong place at the wrong time? Were you simply not paying enough attention? Or are you involved in a dispute that is not your fault? A legal problem can come at you faster than you can imagine – and cost you a huge amount of time and money. This is exactly why you should take out legal protection insurance before this happens to you. This way you can be prepared for any legal issues that crop up – or even if you just have a question about a legal matter.
Precisely in these and many other cases involving all the various aspects of life, we put our expertise to work for you. This way you don’t have to lose any sleep over potentially expensive lawyer fees or court costs.
If we cannot come to an agreement with the other party, we will also assist you in court and pay for:
When you choose AXA-ARAG personal legal protection insurance, you are investing in a partner to stand by your side when life doesn’t go as expected. You can always rely on us to provide you with:
Learn more about the individual modules here.
Our personal legal protection has you covered for all your legal problems and issues starting the day your insurance goes into effect. A one-time phone consultation from MyRight is a quick solution for ongoing legal cases that cuts out the paperwork. The legal experts of AXA-ARAG will advise you on legal questions, recommend next steps in a legal dispute and review your documents on request.
Thanks to its modular structure, AXA-ARAG personal legal protection insurance has the flexibility to adapt to your individual needs, so you can be sure that you're fully covered in all areas and stages of your life.
Legal advice is all about answering your questions on legal issues. We look at your case with you, provide recommendations for what to do next and clarify anything you're unsure about.
With personal legal protection insurance, in addition to providing legal advice, we actively support you in the event of a legal dispute by drafting documents, taking legal action and covering lawyers' fees and court costs.
No, we don't impose a waiting period. With our legal protection insurance, you're covered from day one.
Pre-contractual is the term used to describe a legal case or a legal dispute whose cause occurred already prior to taking out a legal protection insurance policy. This can occur, for example, when a person buys a product that some weeks later turns out to be defective. The buyer complains about the defect, but the seller refuses to help. The buyer now takes out legal protection insurance with the idea of getting assistance with this dispute. Because the purchase agreement for the product was signed before the buyer took out the legal protection insurance, this case is qualified as pre-contractual. So that is why this case is not insured.
The idea behind a waiting period (also known as a qualifying period) is primarily an attempt to exclude risks for the insurance company by agreeing to a waiting period of a specific number of months. In addition to the pre-contractual events, any other new legal cases that ensue are not yet insured during this period.
Our legal protection insurance policy does not have a waiting period. With us, you are insured against future legal cases as of the next day. But we do still exclude coverage for pre-contractual legal cases.
Yes, if you have named each family member on the policy and they all live at the same address (confirmation of home address required). The family includes:
Court cases are often very costly. We pay for
You can find a detailed list of all the costs we cover in our General Insurance Conditions (GIC) in part A under the heading "What is insured?".
Marc receives notice of termination from his employer. Once the employment relationship has ended, Marc's former employer refuses to pay out his accrued overtime and vacation entitlement. He also receives evasive answers whenever he asks about a reference letter. Only when AXA-ARAG gets involved are the amounts due transferred and a positive reference letter provided.
Andi and his partner Nina have booked themselves a dream vacation in the Maldives, but their connecting flight is canceled, and they miss out on a day's vacation and a night in a luxury hotel. The tour operator claims it's the airline's fault. Only after AXA-ARAG gets involved is the tour operator prepared to pay the couple immediate compensation of CHF 2,200.
Isabel is moving out of her apartment at the end of the month, and she's worried that her landlady wants to deduct various costs from her deposit for supposed damage. She notifies AXA-ARAG about her concerns online, and a tenancy law expert calls her right away. Thanks to AXA-ARAG's preventive legal advice, Isabel now knows exactly what to look out for when handing over the apartment, so she doesn't have to worry about moving out.
*A premium of CHF 167.50 a year buys you the following AXA-ARAG Legal Protection Insurance modules that work together to protect your everyday life: Home & Everyday, Mobility & Travel, and Health & Personal Insurance. This offer is based on a deductible of CHF 0 for a one-year policy. The term of the policy must last for at least one year, subject to the provisions of the Insurance Contract Act.
Our legal protection insurance modules are designed to be combined in any way you wish. Each module can be taken out individually, and you can add others at any time.
reference letters, rental contracts, ancillary costs: on myright.ch, you'll find lots of helpful tips, checklists, and document templates to assist you in your day-to-day life and work.
For CHF 99 a year, you get three hours of advice on all issues relating to Swiss law. We explain the legal situation and discuss your options as well as the risks and opportunities involved.
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