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If you regularly rent cars or use carsharing in Switzerland or abroad, you can simply add rental car insurance to your personal liability policy to lower your deductible.
Purchase advice: 052 244 86 00
Carsharing is a sensible alternative to owning a car. But what about the insurance? The fact is: If you cause an accident with a hire car or carsharing vehicle, you yourself will have to pay some of the claim amount due to the high deductible. And it can easily cost you thousands of francs, depending on the provider.
You can of course opt for a lower deductible with extra insurance. But this in turn leads to a sharp hike in the hire price - which on first glance looked inexpensive. AXA rental car and car-sharing insurance that you can take out as supplementary cover in personal liability insurance gives you the option of reducing the deductible to CHF 200 in the event of a claim.
You will find GICs for policies taken out before 2020 in your myAXA customer portal.
Anna and Martin are honeymooning on Lake Como. Martin brushes his hire car against a house front while trying to negotiate the narrow streets of a small town. The result: a big scratch across the front-side passenger door.
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