The pension solution for everyone Professional Invest

Your advantages as a company

• Custom-tailored pension solutions: Design your pension plan to meet the needs of your company and your employees. The desire for customized pension solutions rises as employees earn more. For example, you could introduce pension plans for managerial staff to provide cover salary amounts that exceed the maximum level of BVG contributions.
• A unique starting point: The foundation's pension obligations have been low since it became semi-autonomous at the start of 2019. Consequently, insureds benefit from the far lower redistribution of assets towards retirees, resulting in a higher return on their pension assets. 
• Attractive interest rates: The semi-autonomous status of the AXA Foundation for Occupational Benefits allows greater freedom in defining the investment strategy, which creates opportunities for higher returns and thus higher interest on pension assets for you and your employees, while keeping the overall costs low.
• Best-in-class approach: Our best-in-class approach means that we manage and invest your pension assets independently with no conflicts of interest. We always select the best asset managers and investment style for each asset class.
• Less administration: Online administration of occupational pension contracts means that you always have direct access to forms. You can also view data on contracts and insureds and submit amended data conveniently with just a few mouse clicks. 
• Local contact partner: Our advisors are available to you and your employees throughout Switzerland. 
• Healthy and motivated employees: The attractive fringe benefits offered by Swibeco and AXA's health services make you an even more attractive employer for both present and potential employees.

Advantages for your employees

• Attractive interest rates: The semi-autonomous status of the collective occupational benefits foundation allows greater freedom in defining the investment strategy, which greatly increases the prospects of attractive returns and higher pension benefits.
• Complete freedom to choose how benefits are paid: Beneficiaries determine when they retire – at the standard retirement age, early retirement, deferred or phased retirement – and choose whether to receive benefits as regular pension payments, a lump sum or a mixture of the two.
• Attractive fringe benefits: Swibeco offers your employees rewards programs, gifts and tax-free fringe benefits.
• Transparency and reliable planning: In the pensions portal at myAXA.ch, your employees can view their contracts at any time, plan their retirement and simulate various future scenarios.