Construction insurance for companies

- DE
- FR
- IT
- EN
myAXA Login

Statistically, only one in every two construction projects goes according to plan. AXA construction insurance protects your renovations and new constructions should the worst happen.

To the offers

The right coverage for your construction project

Contract works insurance

Construction accidents, theft of building materials and vandalism – such unhappy surprises are hardly uncommon on construction or civil engineering sites. Contract works insurance forms the foundation of your construction insurance and affords you and all parties involved in the construction financial protection.
To Contract works insurance
Construction owner's liability insurance

Construction materials injure a passer-by, a collapse at the excavation pit causes cracks in the neighboring building – the unexpected can happen quickly on a construction site, and you as the construction owner are liable for them. Construction owner's liability insurance covers these types of claims for personal injury and property damage and defends you against unsubstantiated claims.
To Construction owner's liability insurance
Legal protection insurance for construction owners

Is the new building that has just been completed already showing signs of construction defects? The add-on policy for legal protection insurance for construction owners protects you against disputes over construction defects with construction companies, tradespeople or architects – including professional advice and cover for the legal costs and lawyer's fees.
To Legal protection insurance for construction owners
Construction guarantee insurance

Hidden construction defects may only show up after the handover and can cause problems between the construction owner and the construction company. Construction guarantee insurance means that AXA stands surety for claims made during the warranty period of five years in the event that the contract was not properly fulfilled.
To construction guarantee insurance

Who should have construction guarantee insurance?

If you are excavating on a job site, you need to avoid the potential pitfalls – both literally and figuratively. Without the right coverage, the construction owner and construction project planner are primarily liable for all accidents that occur on the construction site, such as for additional costs due to damage to the skeleton frame or liability risk arising from third-party damage.

Construction insurance from AXA covers your construction project and all those involved in it – from start to finish.

Support and frequently asked questions

What types of insurance are available for construction projects?

Construction projects are time consuming. Years can go by from the start of the planning phase until the project is finally completed – and that's a lot of time when things can go wrong. Every phase of construction has its own risks, which can be insured by including the corresponding add-on to your construction policy.

Contract works insurance, for instance, protects your construction project from the very start of building work for the costs of property damage and theft, construction owner's liability insurance covers liability risks due to third-party claims during the actual time of construction, while construction guarantee insurance provides peace of mind following handover of the construction.
Who is liable when construction materials injure a person on the construction site who is not involved in the construction?

On a construction site, the construction owner is always liable for injuries to any uninvolved persons. If the injured person should become disabled, the costs for paying a lifelong pension can quickly run into the millions – this is when you will thank yourself for having construction owner’s liability insurance.
What insurance covers renovations?

If your company has AXA building insurance, then construction projects only need to be insured if they are over CHF 100,000 (provided they are not excluded under the GIC, such as new constructions or extensions to the roof or facade). Your building insurance already covers you up to this amount. If the sum insured is higher than this or if the construction project is excluded under the GIC, then you should take out contract works insurance. We also recommend that you review your liability insurance coverage to see what buildings it pays for and up to which construction sums if there is any damage in connection with the construction project, or whether you need to purchase a construction owner’s liability policy as well.