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Construction materials injure a passer-by, the excavation causes cracks in the building of the neighboring company: Accidents can happen quickly on a construction site. And as the construction owner, your company is the liable party – even if you or your employees are not at fault.
Construction owner’s liability lets you transfer the significantly higher personal, environmental and property risks to AXA. This insurance covers the costs of justified claims, while passive legal protection ensures that excessive or unjustified claims are defended.
Construction owner’s liability insurance defends the construction owner in connection with the construction site against civil liability cases.
The following insurance add-ons let you enhance your construction owner’s liability coverage:
As you have taken out construction owner's liability insurance from AXA, you automatically benefit from passive legal protection. This means that AXA checks all claims on your behalf and rejects claims that are unsubstantiated or excessive.
Yes, in the role of construction owner, your company is liable for various types of damage that no other party is responsible for: e.g. damage to your neighbor's property for which no specific party can be held responsible. Often, the building contractors are not liable. In these usually high-cost situations, construction owner's liability insurance gives you the protection you need.
