Term life insurance

Key points at a glance

Financial protection in the event of death: with term life insurance, you protect your family and business partners against loss of income in the event of anything happening to you.
Attractive financial advantages: you also benefit from tax advantages and attractive bankruptcy privileges.
Immediate payment: in the event of death, AXA pays benefits to the beneficiaries immediately, regardless of any inheritance proceedings.

Protection for family members and partners

Make provision for your family members and those who are important to you. Term life insurance will also fit into a tight budget, where it can play an especially important role.

The advantages of term life insurance

You protect your family, business partners or other individuals.

You benefit from tax advantages and bankruptcy privileges.

In the event of death, AXA disburses the benefit immediately once the beneficiaries have been established, irrespective of the inheritance procedure.

You can select the amount to be disbursed.

Can be combined with retirement provision for your individual savings goals.

Adjustments are possible at any time.

Supplementary insurance

Premium waiver in the event of occupational disability

Occupational disability pension due to illness or accident

Frequently asked questions

Can I save on tax with term life insurance?

In tied pension provision, you have the option of deducting the paid annual premium in accordance with the legal limit from your taxable income. This way you reduce your annual tax burden.
Who receives the agreed pay-out benefits?

Under the rules of Pillar 3a, the beneficiaries you nominated receive the guaranteed pay-outs in the event of your death. These people can be chosen under the legal provisions. The same also applies to Pillar 3b.
Will my family’s ongoing liabilities be covered in the event of my death?

Yes. Thanks to term life insurance, your family members will be able, for instance, to continue funding home ownership and ongoing loans. Even loan repayments, alimony payments, education costs or other commitments will be financially protected. The maximum amount of this cover is based on the individual agreements of your policy.
Can I also use term life insurance for funding home ownership?

Of course. Term life insurance from AXA can be pledged to fund a home that you live in. There are no restrictions on pledges under the provision of Pillar 3b.

Further information for your protection

What is life insurance?

Protection in the event of death or disability, pensions for old age, save tax - these are the advantages of life insurance.

To the article

Cohabitation and retirement provision

Are there financial advantages or disadvantages? For example when it comes to pensions? What are the rules on inheritance?

To the blog

Risk protection for every family model

Divorce, pension gaps or strokes of fate such as accidents, illness or death - financial protection is essential.