Payment protection insurance

Module selection

The payments insured are recurring payments/installments in the insured modules in the event of involuntary unemployment or full incapacity to work following illness or an accident.

Do you work at least 25 hours per week (approx. 60% of a full-time basis) on a permanent employment contract in Switzerland that has not been terminated or are you self-employed?

Payment protection insurance comprises various modules that can be taken out as required: Which modules are of interest to you?

Unfortunately, we cannot issue you with a quotation. To take out payment protection insurance, you must work at least 25 hours per week on a permanent employment contract in Switzerland that has not been terminated, or else be self-employed.

Mobility

Leasing & car subscription

The payments insured are the leasing payment for motor vehicles or expenditure for a car subscription.

What do you want to insure?

Net premium per year

Home

Rent & mortgage

The payments insured are half of the rent payment including ancillary costs and garage rental or half of the actual monthly mortgage payment for all tranches including amortization.

What do you want to insure?

Net premium per year

Health

Health insurance

The premium for supplementary health insurance (individual or family cover) is insured.

Whose premium is insured?

Net premium per year

Other expenditure

Lump-sum amount

The payments insured are a lump-sum amount for various freely selectable recurring expenses.

Net premium per year

Contact details

Title

Contact person

Title

Date of birth

Application questions

To enable us to issue you with a quotation, kindly answer the following questions:

Do you work at least 25 hours per week (approx. 60% of a full-time basis) on a permanent employment contract in Switzerland that has not been terminated or are you self-employed in Switzerland?

The insurance cannot be taken out.

Are you aware that self-employed persons and business owners, managing partners of a business, and senior executives in an “employer-like position” who are not entitled to unemployment benefits due to their special position in the business are excluded from insurance protection for involuntary unemployment?

The insurance cannot be taken out.

Do you know that, in the event of full incapacity for work, the insurance protection does not extend to claims (pre-existing conditions) attributable to a pre-existing incapacity for work or to pre-existing conditions (in particular illnesses or accidents) two years prior to the start of insurance of which you are aware or must have been aware?

The insurance cannot be taken out.

Contract start date

Contract term

Insured risks

These are the risks against which you are insured through your policy.

Involuntary unemployment

Benefit period* (in months)	12
Exclusion period** (in days)	90
Waiting period*** (in days)	60

Incapacity for work following an accident or sickness

Benefit period* (in months)	12
Exclusion period** (in days)	0
Waiting period*** (in days)	60

*	The maximum number of indemnified monthly payments per insured event.
**	From the start of insurance, one-off period in which there is no cover. Insurance coverage begins after the Exclusion period ends.
***	Period from occurrence of the loss event. Payment of the insurance benefit commences on expiry of the waiting period.

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Your premium summary

Leasing & car subscription module

Rent & mortgage module

Health insurance module

Other expenditure module

Net premium

Stamp duty 5%

Total annual premium*

Your monthly premium

* rounding differences may apply

Would you like a quotation or would you rather take out payment protection insurance directly online?*

Would you like a quotation or would you rather take out payment protection insurance directly online?

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