Daily sickness benefits insurance

Daily sickness benefits insurance

If your employees are absent due to illness or are on maternity leave, they are entitled to their salary for up to 6 months, depending on the canton and their length of service. Daily sickness benefits insurance relieves your company of this obligation to continue salary payments.

  • Optimum value for money
  • Salary and illness notification online
  • Can be combined with accident insurance

Eliminate your obligation to continue salary payments

With daily sickness benefits insurance you transfer the cost risk of illness-related continued salary payments to AXA. We help you manage your employee insurance policies online in as simple and time-saving a manner as possible. Benefit from a variety of combined insurance options or insure yourself as a company owner against accidents and illness.

Daily sickness benefits insurance

The benefits of daily sickness benefits insurance can be tailored precisely to the benefits of occupational benefits insurance.

  • Daily sickness benefits for employees of 80% – 100% of the AHV salary
  • Waiting period can be set between 0 and 180 days
  • 730-day benefit period less waiting period
  • Daily sickness benefits for company owners as fixed-sum insurance or indemnity insurance. With fixed-sum insurance the full amount is paid, regardless of any benefits from other insurance policies (e.g. disability insurance).
  • Daily birth benefits as a complementary solution for statutory loss of earnings benefits (EO)
  • Continued salary (posthumous salary) for the survivors in case of death
  • Additional solutions for self-employed persons and their families
  • Entitlement to the services of AXA’s corporate health management. Including free legal advice and information regarding deadlines, obligations, and rights of employers and employees.

Accident and health insurance for company owners

  • Coverage of effective need, also supplementary to Federal Act on Accident Insurance (UVG) and Federal Act on Occupational Retirement, Survivors' and Disability Pension Plans (BVG)
  • Guaranteed disbursement without time-consuming inquiries
  • Also for your spouse who works with you
  • Optimization and/or closing of pension gaps with life insurance in case of occupational disability or death

Personal insurance 

Needs-based total package for accident insurance and daily sickness benefits insurance in one single contract

  • Optimal needs-based coordination of payments
    • Daily sickness benefits insurance for employees
    • Mandatory accident insurance pursuant to UVG
    • Accident insurance, supplementary to the UVG, for employees
    • Accident insurance for customers and visitors
    • Accident insurance for employees not covered under the UVG
  • Attractive combination discount
  • One-time salary declaration
  • One invoice, one form, one easy-to-understand document for the insurance conditions
  • Streamlined administration
  • Supplementary option of a BVG solution or a private pension from AXA
  • Also for self-employed persons
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    Health management

    Healthy employees are motivated and productive. We accompany you and your employees from prevention to reintegration at the workplace.

    Learn more

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